Legal Information

Pointview Holdings Pty Ltd trading as Consilium Financial, is a corporate authorised representative #338404 of Interprac Financial Planning Pty Ltd ABN 14 076 093 680 | AFSL 246638.

Disclaimer - Interprac Financial Planning Pty Ltd
Interprac Financial Planning Pty Ltd is the holder of Australian Financial Services Licence No.246638.

Disclaimer
The information on this website is general information only and is not intended to be a recommendation. We strongly recommend you seek advice from your financial adviser as to whether this information is appropriate to your needs, financial situation and investment objectives.
Whilst every care has been taken in the preparation of this website, InterPrac Financial Planning Pty Ltd (‘InterPrac’), its directors, authors, consultants, editors and any persons involved in the construction of this website, expressly disclaim all and any form of liability to any person in respect of this website and any consequences arising from its use by any person in reliance upon the whole or any part of this website.

Accuracy of Information
This Site has been prepared from information believed to be accurate and reliable at the time it was sourced. No Interprac Financial Planning Pty Ltd director, employee or agent of Interprac Financial Planning Pty Ltd, gives any guarantee, representation or warranty as to the reliability, accuracy or completeness of the information on the Site, nor accepts any responsibility or liability arising in any way (including by reason of negligence) for errors in, or omissions from, the information on the Site. This does not limit any rights a person may have under the Trade Practices Act. Subject to the law, Interprac Financial Planning Pty Ltd does not accept any responsibility, or owe any duty of care, to any person acting, or refraining from acting, as a result of information on the Site.

Life Insurance Policies
Applications for life insurance policies can only be made on the Application Form contained in a current Product Disclosure Statement (PDS).

Superannuation
Applications for Superannuation can only be made on an application form attached to a current Product Disclosure Statement (PDS).

Managed Investments
Applications for Managed Investments can only be made on an application form attached to a current Product Disclosure Statement (PDS).

Performance and Forecasts
The past performance of the Funds is no indication of their future performance. Any forecasts on this Site are subject to change without notice.

General Nature of Information
Any reference to currency is a reference to Australian Dollars unless otherwise specified. The information on this Site is of a general nature only. Full details of products and services on this Site can be obtained by contacting Interprac Financial Planning Pty Ltd or your financial adviser. This Site is not designed for the purpose of providing financial or investment advice or recommendations, and should not be relied upon as such. Professional advice tailored to your individual investment objectives, financial situation and particular needs should be sought for this purpose.

Terms & Conditions of Use
The information in this site has been prepared in accordance with Australian law for the supply of goods and services. This notice and the information in this site and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of Western Australia and the Commonwealth of Australia ("Australian law"). The information may not satisfy the laws of any other country. It is not directed at people in any other country and should not be relied on by people in any country other than Australia. The information in this site is current at the date of publication but may be subject to change.

Copyright
The information on this site, including the site source code is the property of Pointview Holdings Pty Ltd and is subject to Copyright ©. Unauthorised use of the information on this website is not permitted.
Copyright in the information contained in this site subsists under the Copyright Act 1968 (Cth) and, through international treaties, the laws of many other countries. It is owned by Pointview Holdings Pty Ltd unless otherwise stated. All rights reserved. You may download a single copy of this document and, where necessary for its use as a reference, make a single hard copy. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no part of this publication may be otherwise reproduced, adapted, performed in public or transmitted in any form by any process without the specific written consent of Pointview Holdings Pty Ltd.

Use of the Site is at your risk. To the extent permissible by law, Interprac Financial Planning Pty Ltd excludes all warranties in relation to the information available from the Site and disclaims all liability arising out of or consequent on any:
a. access by you to the information available from the Site;
b. infection by any computer virus which occurs as a result of accessing the Site or any of the content contained on the Site; or
c. use of any information or content available from the Site.

By sending any information to Interprac Financial Planning Pty Ltd (including any data, questions, comments, suggestions or information for inclusion in the Site) you:
a. represent that the information is not confidential to or owned by any person;
b. represent that the receipt of the information by Interprac Financial Planning Pty Ltd will not expose Interprac Financial Planning Pty Ltd to any civil or criminal liability;
c. licence Interprac Financial Planning Pty Ltd to use and disclose that information at any time in the future in any form and for any purpose;
d. represent that the information is not illegal, defamatory or otherwise likely to expose Interprac Financial Planning Pty Ltd to any civil or criminal liability.

By sending any information to Interprac Financial Planning Pty Ltd you agree to indemnify Interprac Financial Planning Pty Ltd and all of its employees, officers and agents from any loss suffered by them as a result of any use of, or reliance on that information.

Links
This website may contain a number of links to other Internet sites. The provision of these links does not mean Pointview Holdings Pty Ltd endorses or accepts any responsibility for the content, use or products and services made available through these websites. If you use these links, you acknowledge and agree that Pointview Holdings Pty Ltd is not responsible for the actions, content, accuracy, privacy policies, opinions expressed, services provided, or other links provided by these sites. You further acknowledge and agree that Pointview Holdings Pty Ltd is not responsible either directly or indirectly for any damage or loss caused by use or reliance on linked sites. Should you have any questions regarding these sites, you should address them directly with the relevant site administrator.